Product And Services
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Retirement Savings Accounts
The Pension Reform Act 2014 mandates every employee to open a Retirement Savings Account (RSA) with a licensed Pension Fund Administrator, into which monthly pension contributions will be paid. Upon registration, a certificate of registration stating the account holders Personal Identification Number (PIN) and other relevant account information will be issued.
Benefits of opening your RSA with AIICO Pension include:
- Competitive Returns on Investment
- Monthly transaction and balance notification via sms or email
- 24/7 Online access to account information
- Dedicated Relationship officer
- Provision of industry updates and information
- Quarterly Statement of Account
- Quarterly Newsletter
- Online Pension Tools
- Excellent Benefit Administration
- Branches/Service centers nationwide
Click here to fill RSA Form online
You can also download the offline form below

Micro Pension
Because everyone deserves a pension irrespective of level or frequency of their income streams, the Micro Pension Plan (MPP) was officially launched to further deepen financial inclusion in the Nigerian financial system.
The MPP enables self-employed individuals and employees who were hitherto ineligible to participate in the predominantly formal contributory pension scheme to open, fund and enjoy the benefits of a Retirement Savings Account.
The Micro Pension Plan is suitable for individuals in the following sectors of the economy:
- Owners of Small and Medium Scale Enterprises (SMEs)
- Practitioners in the movie and performing arts industry
- Musicians, composers and song writers
- Artist managers and other personal staff
- Members of trade unions, market associations and guilds
- Artisans and single office professionals
- Other qualifying members of the informal sector
The MPP is flexible and takes into consideration the needs of the participants in the informal sector by allowing contributions to be made into the account on a daily, weekly and monthly basis with no minimum or maximum amount (single contributions of up to N500,000 will be reported in line with anti-money laundering laws).
Also every contribution in the Micro Pension Plan account will split into a contingent fund (40%) which can be withdrawn at any time 3 months after the first contribution date and the retirement fund (60%) which can only be assessed at retirement.
Signup for Micro Pension from any of the below links:
To signup for Micro Pension online, selsect one of the options below.
You can download the offline form below.
Make Micro Pension contributions through the following platform:
- 1) Across Counter: Walk into any Access bank branch to make payment across the counter.
Criteria for making payment is your Micro Pension RSA PIN and your mobile number.
- 2.) Web application: You can also click the below link to start making contributions instantly:

Biodata Recapture
For more information on Biodata Recapture Exercise, Call: 0700-AIICOPFA or e-mail: [email protected]

Voluntary Contributions (VC)
This simply allows RSA holders to make additional contributions beyond the statutory employee/employer monthly contributions.
How To Remit VC:
- Contributions can be made direct from payroll, by advising the payroll officer of additional deductions from salary
- Contributions can also be remitted directly at any First Bank branch nationwide.
Simply:
- Download and complete a payment schedule
- Complete a payment teller at the counter
- Notify us of the payment by sending a copy of the teller and schedule to [email protected] or drop the copies at any of our branches nearest to you
You will be notified by sms or email of your transaction.
Benefits of opening your VC with AIICO Pension include:
- It operates with your existing RSA
- Easy and convenient remittance methods
- Being part of a unitized fund
- Competitive returns on your funds
- 24/7 Online access to account information
- Monthly transaction and balance notification via sms/or email
- Quarterly Statement of Account
- Quarterly Newsletter
- Dedicated Relationship Officer
- Withdrawal of VC balance Tax free (if withdrawal is after 5years)
For more information on how to open Retirement Savings Account, Call: 0700-AIICOPFA or e-mail: [email protected]

Our Value Added Services
- 24/7 access to RSA financial details on line
- RSA balance notification via sms/email
- Transaction Notification of RSA activities via SMS/email
- Pre and Post Retirement Educational Support
- Free Advisory Services
- Provision of Various Programmed Withdrawal Arrangements
- Provision of Quarterly Newsletter
- Prompt and Accurate Disbursement of Benefit
- Efficient Administration of Segregated Accounts
- Arrangement of Life Assurance Cover at Competitive Premium Rate
For more information on how to open Retirement Savings Account, Call: 0700-AIICOPFA or e-mail: [email protected]

Approved Existing Schemes
Coming Soon
For more information on how to open Retirement Savings Account, Call: 0700-AIICOPFA or e-mail: [email protected]
PRODUCT AND SERVICES
265px X 1600px

Retirement Savings Accounts
The Pension Reform Act 2014 mandates every employee to open a Retirement Savings Account (RSA) with a licensed Pension Fund Administrator, into which monthly pension contributions will be paid. Upon registration, a certificate of registration stating the account holders Personal Identification Number (PIN) and other relevant account information will be issued.
Benefits of opening your RSA with AIICO Pension include:
- Competitive Returns on Investment
- Monthly transaction and balance notification via sms or email
- 24/7 Online access to account information
- Dedicated Relationship officer
- Provision of industry updates and information
- Quarterly Statement of Account
- Quarterly Newsletter
- Online Pension Tools
- Excellent Benefit Administration
- Branches/Service centers nationwide
Click here to fill RSA Form online
You can also download the offline form below

Voluntary Contributions (VC)
This simply allows RSA holders to make additional contributions beyond the statutory employee/employer monthly contributions.
How To Remit VC:
- Contributions can be made direct from payroll, by advising the payroll officer of additional deductions from salary
- Contributions can also be remitted directly at any First Bank branch nationwide.
Simply:
- Download and complete a payment schedule
- Complete a payment teller at the counter
- Notify us of the payment by sending a copy of the teller and schedule to [email protected] or drop the copies at any of our branches nearest to you
You will be notified by sms or email of your transaction.
Benefits of opening your VC with AIICO Pension include:
- It operates with your existing RSA
- Easy and convenient remittance methods
- Being part of a unitized fund
- Competitive returns on your funds
- 24/7 Online access to account information
- Monthly transaction and balance notification via sms/or email
- Quarterly Statement of Account
- Quarterly Newsletter
- Dedicated Relationship Officer
- Withdrawal of VC balance Tax free (if withdrawal is after 5years)
For more information on how to open Retirement Savings Account, Call: 0700-AIICOPFA or e-mail: [email protected]

Approved Existing Schemes
Coming Soon
For more information on how to open Retirement Savings Account, Call: 0700-AIICOPFA or e-mail: [email protected]

Managed Gratuity Scheme
Coming Soon
For more information on how to open Retirement Savings Account, Call: 0700-AIICOPFA or e-mail: [email protected]

Retirement Benefactors Account
Coming Soon
For more information on how to open Retirement Savings Account, Call: 0700-AIICOPFA or e-mail: [email protected]

Our Value Added Services
- 24/7 access to RSA financial details on line
- RSA balance notification via sms/email
- Transaction Notification of RSA activities via SMS/email
- Pre and Post Retirement Educational Support
- Free Advisory Services
- Provision of Various Programmed Withdrawal Arrangements
- Provision of Quarterly Newsletter
- Prompt and Accurate Disbursement of Benefit
- Efficient Administration of Segregated Accounts
- Arrangement of Life Assurance Cover at Competitive Premium Rate
For more information on how to open Retirement Savings Account, Call: 0700-AIICOPFA or e-mail: [email protected]

Investment Philosophy
Investment Philosophy
At AIICO Pension our investment philosophy is guided by our understanding that pension funds are its owner s nest egg and must be treated as such, by ensuring that they are not compromised.
Pension funds should be invested bearing in mind that the outcome of the investment undertaken will determine what will be available to its owners at retirement.
Our investment philosophy is therefore to emphasise:
First: Emphasise safety of funds
Second: Fair returns on investment and
Third: Adequate liquidity to meet benefit payment as and when due.
Our team of investment experts in capital market, money market, funds management and real estate put to bear their dexterity in portfolio management to guarantee you competitive returns on your funds without compromising safety of your funds with:
- Well defined investment strategy
- Implement asset allocation policy
- Informed asset selection procedure based on research output
- Regular portfolio review
- Periodic performance calculation
For more information on how to open Retirement Savings Account, Call: 0700-AIICOPFA or e-mail: [email protected]