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What has age and risk profile got to do with how my pension funds are invested?
In investing money, the rule of thumb is that your risk appetite decreases as you grow older. This principle has also been applied to the multi-fund structure to ensure that your funds are invested in assets that clearly align with your age and risk appetite.
When will this new guideline take effect?
The Multi-fund structure will be effective on July 1 2018 and all RSA holders will be assigned to the various funds by default based on their age.
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